The LoterBank mortgage is offered under the denominator of a home loan. It is a mortgage loan that allows you to quickly become a real estate owner. It is not necessary to visit this bank in person. Everything can be arranged online from start to finish. Incidentally, guidance does take place during each phase. Guidance can take place online or by mail and there is always an offer tailored to the needs of the applicant. The available budget is taken into account. The Hello home loan offers everyone the opportunity to buy a house, for example, without investing savings.
Tailor-made mortgage loan
A tailor-made loan is offered at the LoterBank mortgage, whereby assistance is offered for the purchase of the home. Subject to the acceptance of the mortgage application, the purchase of a house or apartment financing is arranged. However, it is not possible to obtain financing in the form of the Hello home loan for the construction, work or renovations of the real estate. Also, other costs related to the purchase of the real estate are not financed through the loan. A different type of loan can be taken out for this, for example the renovation loan in the form of an installment credit. Incidentally, there is a special characteristic associated with the mortgage. It is possible to lower the interest rate because there are four different options available. The options are explained when a simulation is performed, so that a clear and clear insight is obtained into the differences.
Borrow up to 500,000 US dollars
It is possible to take out a mortgage for a maximum of 500,000 US dollars. Of course, the mortgage amount that is provided is geared to the financial situation and budget of the applicant. At least an amount of 12,500 US dollars must be borrowed. There is a monthly repayment of 15 to 25 years, with a fixed interest rate. Only a few steps need to be taken to arrange a mortgage with the LoterBank. First, the simulation can be done and then the application can be submitted directly online. The bank first checks whether nothing has been forgotten.
Within three days, the Hello box will be sent with all documents and you will be asked to return the necessary items. There is then another check to verify that all documents are complete. After approval, the application is accepted and the mortgage application can be signed and returned. This is the agreement of a valid nature, which clearly states what the mortgage relates to. The credit deed, just like the residence deed, must be passed at the notary. The mortgage amount is transferred by LoterBank to the civil-law notary. If desired, it is also possible, for example, to take out a home insurance or an outstanding balance insurance when obtaining a mortgage loan.